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Insurance partners

Stronger partners that support our dealers

Through our trusted partners, Providers Trust (PT) and Provider Management Services, we deliver compliant, scalable insurance solutions that support dealer participation, protect risk, and align underwriting with long-term growth.

What strong insurance partnerships deliver

Stable, compliant insurance backing across F&I products

Underwriting designed to support growth, not restrict it 

Risk structures aligned with dealer participation strategies

Confidence for dealers, lenders, and OEM partners

Compliance insured F&I
Underwriting designed
to support growth
Risk-structured dealer participation strategies

Provider management, end to end

DOWC provides full-service provider management, handling the complexity behind insurance,
compliance, licensing, and reporting so dealers can focus on performance.

Insurance & risk management
  • Insurance policy issuance and administration
  • Reinsurance structure management
  • Claims and exposure oversight
Formation & compliance
  • Company formation and domiciling (domestic or foreign)
  • Licensing, registration, and ongoing regulatory support
  • Lender and state compliance oversight
Reporting & financial integrity
  • Accurate earnings by product
  • Cession and experience reporting
  • Monthly financials and
performance transparency 

Rethinking F&I Infrastructure

Traditional providers

  • Fragmented services across multiple firms
  • Reactive compliance handling
  • Limited, delayed reporting
  • Simplified or misaligned earnings models
  • Transactional, short-term focus

DOWC model

  • Fully integrated insurance & provider management 
  • Ongoing compliance and licensing support
  • Real-time, transparent reporting
  • Accurate earnings by product
  • Long-term participation alignment

Trusted insurance partnerships.

Empower your dealership with fully compliant insurance solutions.

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